When people ask me what I do for work, I tend to tell people that I’m a stay-at-home-mom, which is only partly true. While I am at home all day and I am a mom, I actually do have a job which allows me to from home part time. I am a contractor for my company, so my hours are flexible and because I am a busy mom, I usually only work around ten hours per week. Sometimes I find it easier to omit the fact that I do work from home from the conversation because to explain what I do is long & involved.
But there you have it, I am a work-at-home-mom.
As I slowly creep up on the big 4-0 (did I just say that out loud??!!), I’ve been starting to put a little thought into retirement. Like I said before, I am a contractor and that means two things. One is that I only get paid when I work and the other is that there are no benefits with my position. At all. So saving for my retirement is completely up to me. As I started to do a little research online recently, I came across an article called Retirement Challenges Loom Larger for Women and it caught my attention. Like a lot of women, I make less money than my husband and as of right now, I have very little saved towards retirement. My biggest fear is that I will outlive my husband and because we didn’t start saving sooner, I’ll run out of money after he is gone.